Terms of Use

Immigration Insurance is an independent guidance and admin-support service for immigrants in the United Kingdom. We are not an insurer and do not issue policies: policies are issued by UK-authorised insurance companies. Our job is to guide you, get quotes and handle the paperwork — and for that work we charge a service fee, published transparently on this site.

The insurance premium is set by the insurer at quote time and paid to the insurer. The service fee is non-refundable once the service has been provided.

Information on this site is general guidance, may change without notice, and does not replace professional legal or financial advice.

Referral Programme Rules

1. How you earn: for every 4 friends who close a policy of the SAME type (4 bikes, or 4 cars, or 4 vans) using your code, you earn 1 free service fee.
2. It's a bonus, not cash: the reward is never paid in money. It's a bonus that waives the service fee on a future policy. The insurance premium itself is always quoted separately by the insurer.
3. You claim it: redemption is not automatic. Your bonuses accumulate and wait — when you want to use one, just say so.
4. How you use it: a bonus is used on a new policy — yours or someone you bring — and that policy's service fee is free.
5. They accumulate and never expire: e.g. 12 bike referrals = 3 bonuses to use on 3 policies, whenever you like.

Anti-abuse: the same number plate cannot generate a new referral within 4 months. Legitimate cases (vehicle sold, rental bikes) are reviewed individually and may count partially. We reserve the right to refuse fraudulent referrals.

Last updated: 24 Jul 2026